Effective Date: 10/01/2024
Introduction
GetBreezy, LLC d/b/a RiskRelease, LLC (“RiskRelease,” “we,” “us,” or “our”) is dedicated to providing tenant liability programs that assist property management groups and property owners in ensuring their residents comply with lease requirements concerning liability coverage. We tailor these programs to the unique needs of the properties we work with, ensuring that residents meet their contractual obligations. While we collaborate with licensed insurance brokers to create these programs,
RiskRelease is not an insurance company. Instead, we offer alternative risk solutions that residents may either opt into or be automatically enrolled in, depending on the requirements set by the property management group or landlord.
This Privacy Policy outlines how we collect, use, protect, and share personal information in connection with our services. By utilizing our services, you consent to the collection and use of your information as described in this Privacy Policy.
Information We Collect
The type of information we collect depends on the nature of your involvement with our programs:
- Tenant Data from Property Managers: We collect basic tenant information, such as name, unit number, lease start and end dates, and property address, directly from property management companies’ CRM systems or rent roll. This data is used to verify the tenant’s compliance with liability insurance requirements outlined in their lease agreements.
- Third-Party Insurance Information: If residents purchase their own insurance coverage through a third-party provider, we collect and verify key coverage details, such as the policy amounts and effective dates, to monitor compliance. Residents must designate RiskRelease as an “additionally interested” party to facilitate this monitoring.
- RiskRelease Program Enrollment: If residents are automatically enrolled or opt into the RiskRelease liability program, we do not collect any additional personal information beyond what is provided by the property management CRM. Tenant fees for participation are managed by the property manager and applied to the tenant’s ledger.
- Claims Information: In the event of a claim, we may collect additional details relevant to the incident, including incident reports and claim-specific information, similar to the data collected by an insurance provider.
How We Collect Information
We collect information through the following channels:
- Property Management Systems:Tenant data is provided to us through integration with property management companies’ CRM systems. This allows us to track tenant compliance with liability requirements.
- Third-Party Insurance Providers: In cases where residents have opted for third-party liability insurance, we collect compliance data directly from insurance providers, with tenant consent to monitor coverage.
- RiskRelease Program:No additional personal information is collected when residents participate in our program unless there is a claim filed.
Why We Collect Your Information
The information we collect serves several critical purposes:
- Compliance Monitoring:To verify that residents meet liability requirements stipulated in their lease agreements, either through third-party insurance or our RiskRelease program.
- Service Delivery: To administer our tenant liability programs, ensuring compliance and delivering coverage details to property managers.
- Claims Management:To gather relevant information for processing and managing claims in collaboration with insurance brokers.
- Legal Compliance:To comply with applicable laws, regulations, and insurance standards related to liability coverage.
Information Sharing
We may share collected tenant information with:
- Property Managers:Compliance information, including confirmation of coverage status, is shared with property management groups to ensure lease obligations are fulfilled.
- Insurance Brokers: In cases where claims are made, we share necessary information with insurance brokers to support proper claim handling.
- Regulatory Authorities:If required by law or regulatory mandate, we may share personal data with government entities or law enforcement agencies.
Data Retention
We retain personal information only for as long as is necessary to ensure compliance with lease agreements and to maintain records of coverage. Typically, this retention period aligns with the duration of the tenant’s lease, plus any additional periods required by legal or regulatory obligations. Data collected in relation to claims may be retained for a longer period depending on the nature and resolution of the claim.
When personal information is no longer needed, we securely delete or anonymize it in accordance with industry standards.
How We Protect Your Information
RiskRelease is committed to safeguarding the personal information we collect. We implement the following security measures:
- Encryption: We use industry-standard encryption protocols to protect data during both transmission and storage.
- Access Controls: Only authorized personnel have access to personal information, and access is restricted based on the individual’s job requirements.
- Security Audits: We regularly perform security assessments and audits to identify potential vulnerabilities and implement necessary safeguards.
Data Security and Security Inquiries
RiskRelease does
not manage or store highly sensitive personal data or PII (Personal Identifiable Information) that could cause damage or financial harm to our clients or to residents. The data we handle is limited to compliance-related information (e.g., names, coverage status) and is largely data that can be found in public records, and once verification is complete, we simply return compliance status updates to our clients.
If you have any concerns or inquiries about our security practices, please reach out to us at:
We will address any security-related questions promptly.
Your Data Rights
As a user, you have the following rights regarding your personal information:
- Access: You can request access to the personal data we hold about you.
- Correction: If your data is inaccurate or incomplete, you can request correction.
- Deletion:You may request the deletion of your personal data, provided it is not required for legal or compliance reasons.
- Objection:You can object to certain types of data processing, such as marketing communications or automated decision-making.
If you would like to exercise any of these rights, please contact us using the information provided at the end of this Privacy Policy.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience and gather website usage analytics. Cookies help us improve our services and better understand user interactions with our website. You can manage your cookie preferences through your browser settings.
Changes to This Privacy Policy
RiskRelease reserves the right to modify this Privacy Policy to reflect changes in our practices, services, or legal obligations. We will post any updates on our website, and in the event of significant changes, we will notify you directly.
Contact Us
If you have any questions regarding this Privacy Policy or your personal data, you can contact us at:
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